Our decisions determine our destiny. God has a plan for us but we have to follow His plan, not ours. Ours may be a good plan BUT is it a God plan? There is a difference.
Psalm 37:23 says the steps of a good man are ordered of the Lord. Where we are is important and it is a part of our destiny or not. If we are being led of the Lord it is a part of our destiny. If we are not, we could be off track, in the wrong place at the wrong time. Allow God to lead you and guide you, only then will you know if you are where you should be or not. Only then will things become clear.